A personal writing project by an Irish actuary. Not financial advice · Not AFM registered · No advisory services offered.

Articles

A new article every month on financial topics affecting expats in the Netherlands — pensions, tax, inheritance, and the places where international and Dutch rules interact. General information only, never advice.

Tax-free gifting to your children in the Netherlands

The annual gift-tax exemption, the one-time exemptions for children aged 18–40, what happened to the jubelton, earmarked gifting accounts like the Rabo KindSparen, and the cross-border traps that catch Irish and British families.

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Box 3 2026 — what expats in the Netherlands need to know

The deemed return system, how savings and investments are taxed differently, the 2028 regime change, what the tegenbewijsregeling means if your actual return was lower, and how the end of the 30% ruling partial exemption affects your worldwide assets.

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New article every month

Topics in the pipeline include Dutch inheritance tax for expats, Irish PRSI contributions from abroad, AOW gaps for expats, the Wet Hillen mortgage relief phase-out, the Wtp pension reform, and cross-border estate planning.