A personal writing project by an Irish actuary. Not financial advice · Not AFM registered · No advisory services offered.

About

Colm Garvey
FIA — Fellow, IFoA
CERA — Chartered Enterprise Risk Analyst
CFA Certificate in ESG Investing
BSc Financial Mathematics, UCC

Background

I'm a Fellow of the Institute and Faculty of Actuaries (FIA) with over 20 years of experience in finance including pensions, insurance and investments. I have lived and worked in the Netherlands for 11 years.

Why I write

Expats in the Netherlands often face genuinely complex financial situations — pensions from multiple countries, cross-border inheritance questions, Dutch tax rules that interact in unexpected ways with foreign assets. I find the subject interesting, it overlaps with my own life, and writing about it helps me think more clearly about it.

The articles here are general-interest pieces on topics I've researched or come across. They are not advice and are not directed at any particular person's situation.

About this site

This site is a personal writing project — I am not registered with the Autoriteit Financiële Markten (AFM), do not offer financial advisory services, and do not accept clients through it.

I am studying toward Dutch Wft qualifications with a view to establishing the practice in future. If and when that happens, this site will change to reflect it. For now, it is simply where I write.

If you'd like to get in touch about something I've written, you can email me at colm@garvey.nl. Please note I cannot give individual financial, tax or legal advice — any reply will be general in nature.